Premium Bonds: Savers should call NS&I ‘straight away’ in three different circumstances | Personal Finance | Finance
Keeping hard-earned cash safe and secure is understandably a huge priority for savers. Many banks and building societies offer tips to ensure customers can keep their money safe.
The same is the case with NS&I, the Government-backed savings provider.
On its website, there is a reminder of the Take Five to Stop Fraud campaign – a national campaign led by HM Government and UK Finance.
“Criminals are becoming ever more sophisticated in their attempts to take your money,” NS&I warns.
From fake phone calls and text messages to email addresses in which scammers purport to be from well-known brands and Government bodies, there is a wealth of ways in which scammers try to target members of the public.
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That’s why Britons are being urged to take a moment and think about whether the form of communication they have received is legitimate or not.
Action Fraud states: “If you receive an unexpected phone call, text message or email that asks for your personal or financial details, remember to:
“Taking a moment to stop and think before parting with your money or information could keep you safe.”
“Could it be fake? It’s ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.”
“If you have provided personal details to someone over the phone and you now believe this to be a scam, contact your bank, building society and credit card company immediately and report it to Action Fraud at www.actionfraud.police.uk or by calling 0300 123 2040.”
This three step warning is something which NS&I flags on its website.
The same guide also highlights some specific recommendations for NS&I savers.
It addresses what people should do if they have concerns about the security of their NS&I accounts.
It involves the criminal telling the recipient of the message a transfer has been attempted from a new device.
This is all in the hopes of people clicking the link included in the message, and subsequently sharing their personal details with scammers.
The text reads: “LLOYDS: Transfer attempt at 19:49 10/05 on a NEW DEVICE.
“If this was NOT you, de-register the device via https://online-personal.help-reviewnewappaccess.link.”